From College Broke to Exit Young

There are plenty of feel good stories online about how a couple decided to scrap it all and retire early.  They all have a different flavor, but one thing they have in common are comments from people who think that it was luck.  In some ways, I suppose that’s true.  We were lucky enough to be able to go to college.  We’ve been lucky enough to have reasonable work stability (aside from some short lived layoffs).  We were lucky enough […]

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Start Early to Exit Young

I have long thought that schools should do much more to prepare students with personal finance education.  It should start early explaining concepts of limited resources and the importance of saving.  By high school students should have a basic understanding of credit scores, 401k plans, and loans (especially student loans and how compounding works).  College should reinforce and expand on these ideas.  Retirement planning could be a course on its own but it should be at least included in some personal […]

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The Mission

Since we were married, Mrs. ExitYoung and I would occasionally look at budgets and discuss income, spending, retirement.  What do we want to do when we retire?  Travel the world of course.  Isn’t that what people do when they retire after all?  Ok so we need $100 to $150k+ per year in retirement.  That’s somewhere from $4 million to $5 million to get there safely right?  4 percent rule be darned (I’ll get more into this later).  Our retirement planning was […]

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